First Time Home Buyers Help and Resources

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Home Buyers Resources

Home Buyers Boot Camp

First Time Home Buyers Boot Camp 2-CD Audio Set - $95.00
Click here to Buy Now

Get the expert advice you need to overcome your fears and turn the dream of owning your own home into a reality.
Are you ready to get serious about buying a home?

If you pay rent each month, chances are you can afford to own a home. Why not build up equity and benefit from tax savings of owning a home? In this fast-paced live seminar, you’ll discover the secrets of making an intelligent home purchase.
What you’ll learn:

Why paying full price for a home can often be a smart move.
How seller financing options can lower your out-of-pocket cash requirement for a down payment.
How your credit rating affects your financing options and what to do if you have bad credit.
Why it’s often smart to by a multi-unit property as your first home — where you live in one unit and rent out the other units.

Home Buyers 10 Steps to Home Ownership
Our step-by-step guide will walk you through the process and answer your questions on what you should expect from your realtor, where to look for loans, and what to watch out for when closing the deal.

Home Buyers Myths About Home Ownership
How lenders assess mortgage applications has changed a lot in the last 20 years. What closed the door to homeownership then may not be a factor today.

Home Buyers What are the Risks of Home Ownership?
Overall, homeownership is a good investment for most people, but there are risks.

Home Buyers How Much Can You Afford to Spend on a Home?
When deciding what you can afford, be sure to look at the big picture and not just the price of the home.

Home Buyers Why Own?
There are many great reasons to consider owning a home.

Home Buyers House Hunting
Even if you know exactly what you're looking for, the house hunting process can be overwhelming. It takes time.

Home Buyers Should You Buy or Rent?
No one knows what the future holds for you, your family, your job or your finances. But we can help you understand what you're going to encounter when you embark on the sometimes-difficult journey toward the American Dream of owning a home.

Home Buyers The Movers Directory
A comprehensive list of guides and tips for movers.

Home Buyers Mortgage Terms Glossary
A comprehensive list of terms and definitions for mortgage terms.

Home Buyers 25 top-earning towns
Wondering where the wealth is? Residents of these 25 places have the highest median family incomes in the country.

Home Buyers Best Places to Live (2008)
Low crime, exceptional schools, affordable housing and a strong job market helped propel these 10 places to the top of Money magazine's annual list.

Home Buyers Other Types of Mortgages
Besides the standard fixed-rate and adjustable-rate mortgages, there are other types of mortgages and ways to finance a home.

Home Buyers Settlement Costs and Helpful Information
A guide from the U.S. Department of Housing and Urban Development, Office of Housing - Federal Housing Administration.

Home Buyers Mortgage Rates
Get current average motgage rates in your area of interest.

Home Buyers Glossary of Real Estate and Mortgage Terms
Comprehensive glossary of common terms and words used in real estate transactions and financing. Powered by REMAX.

City of Long Beach Buyer Assistance Program
The City of Long Beach offers qualified first-time home buyers conditional grants that can be used toward the down payment and non-recurring closing costs.

Home Buyers Loan Qualifying Form
Check if you qualify for a loan.

Home Buyers California Housing Finance Agency
Below market interest rate first mortgage programs and a variety of down payment assistance programs to eligible first-time California homebuyers.

Home Buyers Sperling’s Best Places
This site offers wonderful reference tools to check demographical information about various cities and neighborhoods.

Checking Your Credit

Home Buyers Free Annual Credit Reports
Under the FACT Act amendments to the Fair Credit Reporting Act, you are entitled to one free credit report every year from TransUnion, Experian, and Equifax.

Credit Repair Secrets

Home Buyers Audio Set - $189.00
Click here to Buy Now

Discover quick and easy ways to repair your credit and raise your credit score.
Learn the “how to”, “what to”, and “where to” of repairing your credit. Get the answers you need to immediately improve your credit score and repair any problems. Find out about credit scores and inquiries, and how they affect your ability to get a home loan.

Real Estate Investors Resources

Home Buyers City of Long Beach Multi-Family Rehabilitation Loan Program
The City of Long Beach provides low-cost loans, with no maximum loan amount, available to qualified applicants at 0% interest with a 20-year loan term for owners of rental units of two or more on a lot.

Home Buyers Hendricks & Partners
National apartment brokerage that provides online property listings and apartment market trend reports.